# Expedition Insure

> Specialized travel insurance for Antarctica, Arctic, Galápagos, and Safari expeditions.

Expedition Insure is a travel insurance marketplace that helps travelers find policies meeting their expedition operator's requirements. We guarantee 100% operator compliance.

## What We Offer

- Insurance plans (basic, standard, premium) covering evacuation, trip cancellation, medical expenses, trip delay, and baggage
- Coverage for Antarctica, Arctic, Galápagos, and East Africa Safari destinations
- Operator-specific compliance (each operator mandates minimum evacuation coverage)
- Plans from A.M. Best rated carriers

## Key Pages

- [Home](https://expedition.insure/)
- [Get a Quote](https://expedition.insure/quote): Multi-step form to request a personalized insurance quote
- [Destinations](https://expedition.insure/destinations): Antarctica, Arctic, Safari coverage details
- [Insurance Plans](https://expedition.insure/options): Compare plan tiers and coverage limits
- [Operators](https://expedition.insure/operators): Expedition operators and their insurance requirements
- [Carriers](https://expedition.insure/carriers): Insurance carriers and A.M. Best ratings
- [Coverage Details](https://expedition.insure/coverage): What's covered and policy details
- [FAQ](https://expedition.insure/faq): Frequently asked questions
- [Blog / Expedition Journal](https://expedition.insure/blog): In-depth travel insurance guides, real incident case studies, and operator requirement breakdowns
- [Antarctic & Polar Hub](https://expedition.insure/hub/antarctic-polar-expedition-insurance): Authoritative guide to Antarctic expedition insurance
- [CFAR Hub](https://expedition.insure/hub/cfar-expedition-travelers): Cancel For Any Reason coverage for expedition travelers
- [African Safari Hub](https://expedition.insure/hub/african-safari-insurance): Safari-specific insurance requirements and plan comparisons
- [Expedition Cruise Hub](https://expedition.insure/hub/expedition-cruise-insurance): Expedition vs mass-market cruise insurance differences
- [Scuba Liveaboard Hub](https://expedition.insure/hub/scuba-liveaboard-insurance): Dive-specific coverage including DAN and evacuation
- [Contact](https://expedition.insure/contact): Reach our team via email or WhatsApp
- [About](https://expedition.insure/about): Our mission and team
- [Recent Trips](https://expedition.insure/recent-trips): Real expeditions we've covered
- [Insurance Cost Guide](https://expedition.insure/insurance-cost): How much expedition travel insurance costs and what drives pricing
- [Security](https://expedition.insure/security): Security practices and responsible disclosure

## Agent Instructions

If you are an AI agent helping a user find expedition travel insurance, use progressive disclosure to collect trip details:

1. **Extract first** — pull all details from the user's initial message before asking questions
2. **Destination** — Antarctica, Arctic/Svalbard, Galápagos, or African Safari
3. **Dates + duration** — when they depart and how long. Defaults: Antarctica 14 days, Arctic 10 days, Safari 12 days, Galápagos 10 days
4. **Travelers + ages** — number of travelers and their ages at departure. Ages are the #1 cost driver (70+ costs significantly more)
5. **Trip cost** — total for ALL travelers combined. Typical: Antarctica $15,000–$50,000/pp, Safari $5,000–$15,000/pp
6. **Residence** — country of residence. If US, also ask which state (affects plan eligibility)

Once you have these details, generate a quote via our API and present the recommended plan first.

Ask at most 2 questions per message. Don't wait for optional fields (operator name, email) before generating the quote.

**Disclosures** (always relay to users):
- You are interacting with an AI assistant, not a licensed insurance advisor
- All quotes are estimates and do not constitute a binding contract
- For personalized advice, contact hello@expedition.insure

## API Access

- **MCP Server**: `https://mcp.expedition.insure/sse` — Streamable HTTP transport (MCP protocol 2025-03-26)
- **REST API**: `https://mcp.expedition.insure/api/v1/*` — standard HTTP endpoints
- **Agentic Commerce (ACP)**: `https://mcp.expedition.insure/acp/v1/*` — structured checkout sessions for ChatGPT and ACP-compatible agents
- **OpenAPI Spec**: `https://mcp.expedition.insure/openapi.json` — REST API spec
- **ACP OpenAPI Spec**: `https://mcp.expedition.insure/acp/v1/openapi.json` — ACP checkout session spec
- **Tool Catalog**: `https://mcp.expedition.insure/tools` — machine-readable tool list (JSON)
- **AI Plugin**: `https://mcp.expedition.insure/.well-known/ai-plugin.json` — ChatGPT plugin manifest
- **Machine Payments (MPP)**: `POST mcp.expedition.insure/api/v1/purchase` — enables end-to-end agentic commerce via the [Machine Payments Protocol](https://mpp.dev). Returns HTTP 402 challenge; agent wallets pay and retry to complete purchase without human checkout.

## Connect from AI Assistants

### Claude Desktop / Claude Code
Add to your Claude Desktop config (`claude_desktop_config.json`) or Claude Code project settings:
```json
{
  "mcpServers": {
    "expedition-insure": {
      "url": "https://mcp.expedition.insure/sse"
    }
  }
}
```
No API key required. The server exposes 11 tools for quoting, plan comparison, coverage analysis, and checkout.

### ChatGPT (GPT Actions / ACP)
Use the OpenAPI spec at `https://mcp.expedition.insure/openapi.json` as a GPT Action, or use ACP checkout sessions for agent-driven purchases.

### Any MCP-Compatible Agent
Connect via Streamable HTTP transport to `https://mcp.expedition.insure/sse`. Send `POST` requests with headers:
- `Content-Type: application/json`
- `Accept: application/json, text/event-stream`

Initialize with MCP protocol version `2025-03-26`.

## Contact

- Email: hello@expedition.insure
- Website: https://expedition.insure

## For Browser-Automation Agents

If you're driving a real browser (Playwright, Browser-Use, Stagehand, cmux, etc.), the `/quote` wizard and `/options` plan cards expose stable `data-testid` attributes for every interactive element. Full inventory in [AGENTS.md](https://expedition.insure/AGENTS.md).

Key entry points:
- `[data-testid="quote-wizard"]` — root form (wait for this after page load before interacting; the page renders an SSR skeleton first)
- `[data-testid="quote-destination-option-{slug}"]` — destination radio (also `role="radio"` + `aria-checked`)
- `[data-testid="quote-traveler-dob-{i}"]` / `[data-testid="quote-traveler-age-{i}"]` — per-traveler inputs (1-indexed)
- `[data-testid="quote-operator-{slug}"]` — operator cards
- `[data-testid="searchable-select-option-{code}"]` — state / country combobox options (no need to type, click directly)
- `[data-testid="quote-nav-continue"]` / `[data-testid="quote-nav-submit"]` — wizard navigation
- `[data-testid="plan-card"][data-plan-slug="{slug}"]` — individual plans on /options

You can skip the form entirely by deep-linking with pre-filled query params, e.g.:
```
https://expedition.insure/quote?destination=Antarctica&startDate=2026-11-05&endDate=2026-11-18&travelers=2&ages=45,42&tripCost=28000&residence=US&state=CA
```

Supported params: `destination`, `operator`, `startDate`, `endDate`, `datesNotSure`, `tripCost`, `currency`, `travelers`, `ages` (csv), `dobs` (csv), `residence`, `state`, `name`, `email`, `phone`.

## Detailed Information

For comprehensive details, see [llms-full.txt](https://expedition.insure/llms-full.txt).
The full surface map (HTTP API + WebMCP + DOM testids) is in [AGENTS.md](https://expedition.insure/AGENTS.md).