Destination guide
Patagonia & Cape Horn
"The End of the World"
Specialist coverage
Coverage requirements
Chilean and Argentine Patagonia present unique insurance challenges with extreme weather changes, remote glacier trekking, and Drake Passage crossings to Cape Horn. Limited road access and unpredictable conditions mean evacuations often require helicopter rescue from national parks or coastal embarkation points.
Primary requirement
Helicopter evacuation coverage for remote trekking areas
Additional requirements
- 2 Trip interruption for weather-related delays (common in Drake Passage)
- 3 Adventure sports coverage (glacier hiking, kayaking, mountaineering)
- 4 High-altitude trekking coverage if combining with Atacama or Andes
Regional risk levels
Recommended medical evacuation coverage by region
Torres del Paine & Glacier Region
Moderate risk Rec. Coverage $50k – $100k
Cape Horn & Drake Passage
High risk Rec. Coverage $100k – $250k
Tierra del Fuego & Remote Fjords
High risk Rec. Coverage $150k – $300k
Booked for Patagonia & Cape Horn?
Most operators require you to have insurance finalized 90 days before departure.
Get compliant quoteCoverage checklist
- Medical evacuation
- Repatriation
- Trip cancellation
- Delay & missed connection
- Baggage protection
- COVID-19 coverage